Discover Affordable Homes For Under $54K in This Quaint Town

Deciding where to live can be difficult, especially when the United States has so many beautiful communities and quaint towns to choose from. Even after you figure out where you want to live–urban, suburban, or rural areas–there are so many additional elements to consider and it’s never easy figuring out which place will be the best. Once you factor in cost, it often narrows down where many affordable homes are.

However, if you’ve always dreamed of moving to a neighborhood with picture-perfect towns and villages, where the streets and yards are always well maintained, and never thought the price was within your budget, think again, and discover affordable homes for under $54k in these quaint towns.

To discover affordable homes for under $54k, Moms Who Think reviewed five-year data on median household value and median household income from the U.S. Census Bureau’s 2022 American Community Survey. Cities, towns, and Census-designated places were ranked based on the ratio of median home value to median household income.

Only places with at least 5,000 residents where at least 75% of workers 16 years and over commute outside the city for work that also lie within metropolitan statistical areas where the median home value is at least $300,000 were considered. If you can picture yourself in a quaint town, then these may just be ideal for you.

50. El Mirage, AZ

Median home value: $246,800 (3.4 times income)
Median household income: $72,134
Total population: 35,652
Metropolitan area: Phoenix-Mesa-Chandler, AZ

49. Wedgefield, FL

Median home value: $367,000 (3.4 times income)
Median household income: $107,446
Total population: 8,277
Metropolitan area: Orlando-Kissimmee-Sanford, FL

48. Myrtle Grove, NC

Median home value: $366,100 (3.4 times income)
Median household income: $108,363
Total population: 12,093
Metropolitan area: Wilmington, NC

47. Lockhart, FL

Median home value: $230,800 (3.4 times income)
Median household income: $68,658
Total population: 15,017
Metropolitan area: Orlando-Kissimmee-Sanford, FL

46. Whitmore Lake, MI

Median home value: $256,500 (3.3 times income)
Median household income: $76,653
Total population: 7,911
Metropolitan area: Ann Arbor, MI

45. Hollymead, VA

Median home value: $398,300 (3.3 times income)
Median household income: $119,079
Total population: 8,740
Metropolitan area: Charlottesville, VA

44. Murraysville, NC

Median home value: $254,700 (3.3 times income)
Median household income: $76,154
Total population: 16,672
Metropolitan area: Wilmington, NC

43. Town and Country, WA

Median home value: $283,700 (3.3 times income)
Median household income: $85,778
Total population: 5,243
Metropolitan area: Spokane-Spokane Valley, WA

42. Silver Lake, NC

Median home value: $247,400 (3.3 times income)
Median household income: $75,123
Total population: 5,858
Metropolitan area: Wilmington, NC

41. West Point, UT

Median home value: $376,100 (3.3 times income)
Median household income: $114,801
Total population: 11,226
Metropolitan area: Ogden, UT

40. Burton, SC

Median home value: $189,200 (3.2 times income)
Median household income: $58,390
Total population: 7,603
Metropolitan area: Hilton Head Island-Bluffton-Port Royal, SC

39. Finley, WA

Median home value: $265,400 (3.2 times income)
Median household income: $83,523
Total population: 5,848
Metropolitan area: Kennewick-Richland, WA

38. Cottonwood, CA

Median home value: $286,600 (3.2 times income)
Median household income: $90,231
Total population: 5,893
Metropolitan area: Redding, CA

37. Stansbury Park, UT

Median home value: $394,500 (3.2 times income)
Median household income: $124,551
Total population: 10,512
Metropolitan area: Salt Lake City-Murray, UT

36. West Richland, WA

Median home value: $372,800 (3.2 times income)
Median household income: $118,093
Total population: 16,547
Metropolitan area: Kennewick-Richland, WA

35. Silver Lakes, CA

Median home value: $329,700 (3.1 times income)
Median household income: $105,993
Total population: 5,532
Metropolitan area: Riverside-San Bernardino-Ontario, CA

34. Union Park, FL

Median home value: $247,700 (3.1 times income)
Median household income: $79,970
Total population: 10,821
Metropolitan area: Orlando-Kissimmee-Sanford, FL

33. Sarasota Springs, FL

Median home value: $274,400 (3.1 times income)
Median household income: $88,630
Total population: 12,500
Metropolitan area: North Port-Bradenton-Sarasota, FL

32. Greenbrier, TN

Median home value: $290,500 (3.1 times income)
Median household income: $94,280
Total population: 6,954
Metropolitan area: Nashville-Davidson--Murfreesboro--Franklin, TN

31. Bayshore Gardens, FL

Median home value: $150,600 (3.1 times income)
Median household income: $49,003
Total population: 18,745
Metropolitan area: North Port-Bradenton-Sarasota, FL

30. Homeland, CA

Median home value: $168,400 (3.0 times income)
Median household income: $55,467
Total population: 6,221
Metropolitan area: Riverside-San Bernardino-Ontario, CA

29. North Windham, ME

Median home value: $273,300 (3.0 times income)
Median household income: $90,604
Total population: 5,525
Metropolitan area: Portland-South Portland, ME

28. South Bradenton, FL

Median home value: $130,300 (2.9 times income)
Median household income: $44,347
Total population: 25,471
Metropolitan area: North Port-Bradenton-Sarasota, FL

27. Sandy Hook, CT

Median home value: $434,400 (2.9 times income)
Median household income: $148,750
Total population: 9,604
Metropolitan area: Bridgeport-Stamford-Danbury, CT

26. Cottage Grove, WI

Median home value: $361,100 (2.9 times income)
Median household income: $123,750
Total population: 7,567
Metropolitan area: Madison, WI

25. Marlboro Village, MD

Median home value: $342,200 (2.9 times income)
Median household income: $117,700
Total population: 9,124
Metropolitan area: Washington-Arlington-Alexandria, DC-VA-MD-WV

24. Ladson, SC

Median home value: $213,900 (2.9 times income)
Median household income: $74,020
Total population: 15,298
Metropolitan area: Charleston-North Charleston, SC

23. Cumberland Hill, RI

Median home value: $342,900 (2.8 times income)
Median household income: $120,365
Total population: 8,866
Metropolitan area: Providence-Warwick, RI-MA

22. Brunswick, MD

Median home value: $295,900 (2.8 times income)
Median household income: $104,700
Total population: 7,781
Metropolitan area: Washington-Arlington-Alexandria, DC-VA-MD-WV

21. White Meadow Lake, NJ

Median home value: $423,000 (2.8 times income)
Median household income: $151,327
Total population: 9,223
Metropolitan area: New York-Newark-Jersey City, NY-NJ

20. Elgin, TX

Median home value: $237,600 (2.8 times income)
Median household income: $85,014
Total population: 10,043
Metropolitan area: Austin-Round Rock-San Marcos, TX

19. Jordan, MN

Median home value: $307,600 (2.8 times income)
Median household income: $111,290
Total population: 6,648
Metropolitan area: Minneapolis-St. Paul-Bloomington, MN-WI

18. Lake Mohawk, NJ

Median home value: $417,300 (2.8 times income)
Median household income: $151,167
Total population: 9,703
Metropolitan area: New York-Newark-Jersey City, NY-NJ

17. Lake Monticello, VA

Median home value: $272,300 (2.8 times income)
Median household income: $98,848
Total population: 10,834
Metropolitan area: Charlottesville, VA

16. St. Paul Park, MN

Median home value: $249,100 (2.7 times income)
Median household income: $92,760
Total population: 5,497
Metropolitan area: Minneapolis-St. Paul-Bloomington, MN-WI

15. Ranson, WV

Median home value: $214,300 (2.7 times income)
Median household income: $80,242
Total population: 5,497
Metropolitan area: Washington-Arlington-Alexandria, DC-VA-MD-WV

14. Big Lake, MN

Median home value: $266,600 (2.7 times income)
Median household income: $100,188
Total population: 11,857
Metropolitan area: Minneapolis-St. Paul-Bloomington, MN-WI

13. Sangaree, SC

Median home value: $196,900 (2.6 times income)
Median household income: $74,343
Total population: 8,680
Metropolitan area: Charleston-North Charleston, SC

12. Hutto, TX

Median home value: $279,800 (2.6 times income)
Median household income: $105,743
Total population: 29,498
Metropolitan area: Austin-Round Rock-San Marcos, TX

11. Hopatcong, NJ

Median home value: $284,600 (2.6 times income)
Median household income: $107,670
Total population: 14,411
Metropolitan area: New York-Newark-Jersey City, NY-NJ

10. Edgewood, MD

Median home value: $217,800 (2.5 times income)
Median household income: $85,742
Total population: 25,116
Metropolitan area: Baltimore-Columbia-Towson, MD

9. Riverside, MD

Median home value: $231,900 (2.5 times income)
Median household income: $91,842
Total population: 5,924
Metropolitan area: Baltimore-Columbia-Towson, MD

8. Abingdon, MD

Median home value: $350,200 (2.5 times income)
Median household income: $141,384
Total population: 5,111
Metropolitan area: Baltimore-Columbia-Towson, MD

7. Pacheco, CA

Median home value: $240,600 (2.4 times income)
Median household income: $100,904
Total population: 5,041
Metropolitan area: San Francisco-Oakland-Fremont, CA

6. Camp Swift, TX

Median home value: $142,600 (2.3 times income)
Median household income: $61,586
Total population: 6,908
Metropolitan area: Austin-Round Rock-San Marcos, TX

5. Sharon Hill, PA

Median home value: $138,000 (2.1 times income)
Median household income: $66,378
Total population: 5,976
Metropolitan area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD

4. Chester, PA

Median home value: $80,800 (2.1 times income)
Median household income: $39,193
Total population: 33,048
Metropolitan area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD

3. Salem, NJ

Median home value: $65,100 (1.9 times income)
Median household income: $35,143
Total population: 5,285
Metropolitan area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD

2. Federal Heights, CO

Median home value: $95,300 (1.7 times income)
Median household income: $56,316
Total population: 14,173
Metropolitan area: Denver-Aurora-Centennial, CO

1. Pembroke Park, FL

Median home value: $55,300 (1.3 times income)
Median household income: $41,875
Total population: 6,266
Metropolitan area: Miami-Fort Lauderdale-West Palm Beach, FL